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How a Financial Institution Achieved Compliance for Government-Facing Services

Illustration of a financial institution achieving compliance for government-facing services, featuring accessibility icons, checklist, and professionals reviewing regulations.

Background

With increasing regulatory focus on inclusive digital ecosystems, financial institutions are now expected to ensure their platforms are accessible to all users, including persons with disabilities. In India, this expectation gained urgency following the SEBI digital Accessibility Mandate, which emphasized the need for regulated entities to provide equal digital access across investor-facing systems.

A leading financial services institution offering investment, compliance reporting, and public disclosure platforms recognized that its government-facing digital services required immediate accessibility remediation.

These platforms were used by:

  • Regulators
  • Public sector partners
  • Institutional investors
  • Compliance authorities

Following the release of the SEBI Digital Accessibility Circular, the institution initiated a structured accessibility transformation program to align with the SEBI mandate for Digital Accessibility.

The Challenge

The institution operated multiple digital interfaces that supported:

  • Regulatory filings
  • Public disclosures
  • Compliance dashboards
  • Investor reporting systems

An internal review revealed several accessibility gaps:

Key Issues Identified

  1. Non-accessible Data Tables
    Complex financial tables were unreadable via screen readers.
  2. PDF-Based Compliance Reports
    Government reports were shared in untagged PDF formats.
  3. Keyboard Navigation Failures
    Users could not navigate dashboards without a mouse.
  4. Color-Dependent Indicators
    Critical financial alerts relied solely on color.
  5. Improper Form Labeling
    Disclosure submission forms lacked accessible labels.
  6. Inaccessible Downloadable Content
    Investor communication files were not assistive-tech friendly.

With the SEBI digital Accessibility Mandate stressing inclusive access to financial information, these issues posed compliance and reputational risks.

The Strategy

The institution launched a three-phase remediation roadmap aligned with:

  • WCAG 2.1 AA standards
  • Assistive technology compatibility
  • Regulatory usability expectations

This was done in direct response to the SEBI Digital Accessibility Circular.

Phase 1: Accessibility Audit

A comprehensive accessibility audit was conducted across:

  • Government reporting portals
  • Investor dashboards
  • Public disclosure platforms

Audit Scope

  • Screen reader compatibility
  • Keyboard-only navigation
  • Form usability
  • Document accessibility
  • Data visualization accessibility

The audit revealed that over 42% of workflows were partially inaccessible.

Phase 2: Remediation

The remediation program focused on functional accessibility rather than cosmetic fixes.

1. Data Table Accessibility

Financial tables were rebuilt with:

  • Logical header associations
  • Screen reader-friendly markup
  • Structured reading order

This ensured compliance with the SEBI mandate for Digital Accessibility, particularly for investor transparency.

2. Accessible PDF Transformation

Government filings and compliance documents were converted into:

  • Tagged PDFs
  • Structured tables
  • Defined reading sequences

Now, regulatory stakeholders using assistive technologies could independently review disclosures.

3. Keyboard Navigation Enablement

All critical workflows were made fully operable via keyboard, including:

  • Form submission
  • Dashboard filtering
  • Report downloads

This significantly improved usability for mobility-impaired users.

4. Visual Indicator Remediation

Color-only indicators were redesigned to include:

  • Icons
  • Text labels
  • Pattern-based alerts

This aligned with inclusive communication principles encouraged under the SEBI Digital Accessibility Circular.

5. Accessible Forms

Disclosure submission forms were rebuilt with:

  • Proper field labels
  • Error messaging
  • Focus management

Users could now complete submissions without assistive barriers.

6. Downloadable Content Fixes

Investor reports were converted into:

  • Accessible Excel formats
  • Tagged PDFs
  • Structured HTML summaries

This ensured critical financial data was usable by all stakeholders.

Phase 3: Governance & Monitoring

To ensure sustained alignment with the SEBI digital Accessibility Mandate, the institution implemented:

Accessibility Governance Model

  • Pre-release accessibility checks
  • Continuous monitoring tools
  • Developer accessibility training

Accessibility became embedded in product lifecycle processes.

Outcomes

Within six months, the institution achieved measurable improvements.

Compliance Gains

Operational Improvements

  • 35% faster report navigation
  • Reduced support queries from accessibility users
  • Improved usability for aging stakeholders

Stakeholder Impact

Government users could now:

  • Review disclosures independently
  • Access financial reports via screen readers
  • Submit compliance data without barriers

This significantly enhanced institutional credibility.

Business Benefits

Beyond compliance, the institution realized strategic gains.

1. Risk Reduction

Alignment with the SEBI Digital Accessibility Circular reduced potential regulatory exposure.

2. Improved Transparency

Accessible reporting strengthened trust with public sector partners.

3. Future-Ready Infrastructure

Accessibility-ready systems are now scalable across future regulatory updates.

Key Learnings

The institution identified three critical success factors:

1. Accessibility Must Be Functional

Superficial UI fixes are insufficient for regulatory environments.

2. Document Accessibility Is Crucial

Government-facing communication heavily relies on downloadable files.

3. Governance Drives Sustainability

Without continuous monitoring, accessibility compliance cannot be maintained.

Conclusion

By proactively aligning with the SEBI digital Accessibility Mandate, implementing changes inspired by the SEBI Digital Accessibility Circular, and operationalizing the SEBI mandate for Digital Accessibility, the institution transformed its government-facing platforms into inclusive digital systems.

Accessibility is no longer just a compliance requirement it is now a cornerstone of transparent, equitable financial governance.

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